• Investment Market update – February 2022

    The invasion of Ukraine by Russian forces has catalysed a broad fall in equity markets and investor sentiment. The human cost of the Ukraine conflict could be stark and extensive, making tough sanctions from NATO allies and other countries globally inevitable. Markets are already beginning to price in the inflationary consequences of the renewed surge
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  • Five things you should consider before the end of the 21/22 tax year

    Five things you should consider before the end of the 21/22 tax year 1. Maximise your ISA allowance At present, you can put up to £20,000 into a cash ISA or a stocks and shares ISA (or a combination of the two) per person each year.  If you’re a married couple, you can invest up
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  • Autumn Budget 2021 Round-Up

    Last week, Chancellor Rishi Sunak revealed his Autumn Budget, setting out the Government’s tax and spending plans for the year ahead. Key measures included changes to taxes and spending on innovation, skills and welfare. Plans to consult on pension fund charges change The Government revealed their plans to consult on possible changes to the 0.75%
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  • Announcing our Chosen Charity of the Year: Motor Neurone Disease Association

    This year, we have pledged to support the Motor Neurone Disease Association (MNDA) by doing all we can to fundraise and raise awareness about this disease. The MNDA offers information and support on all aspects of motor neurone disease, including symptom control, practical management, improving quality of life and clinical research. Motor Neurone Disease is a
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  • Spring Budget 2021: What it means for tax and investments in the UK

    This year’s Budget marked a crucial moment for the chancellor Rishi Sunak and the government, where they announced new measures to help the country recover from the Covid 19 pandemic. While there were many more policies announced that will boost the economy, the Chancellor also announced some tax increases in order to try and balance
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  • What is business protection and why is it important?

    Unfortunately, life has a habit of throwing a curve ball now and again. Key people get ill and need to take time away from work; partners, directors or owners die and so the structure of the business changes. The death or critical illness of a key employee or co-owner can have a serious impact on
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  • How to protect your pensions and investments during stock market panic

    The FTSE 100 fell by 138 points from the start of last week to finish. The FTSE 100, which measures the performance of the biggest companies in the UK, stood 1.4% lower (6,124 points) when markets closed last Friday (24 July) than it did the previous trading day. The index had dropped by 138 points
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  • The hopes and fears of business owners in Wales

    Brewin Dolphin Wales Business Owner Survey finds: 63% have begun to think of a business exit strategy 51% don’t know how they’ll exit their business 40% don’t have plans in place to support their family if they cannot work Nearly 50% of business owners don’t know how much wealth they need for retirement A recent
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  • Life Insurance and Protection- why it’s important

    Many people will insure their homes, cars or even mobile phones but what about providing financial security to those who mean the most? The current pandemic crisis has no doubt highlighted the importance of having a protection plan in place for you and your family.  What is Life Insurance? Life Insurance is designed to provide
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  • Summer ‘Mini Budget’ and what it means for the economy

    This week, Chancellor Rishi Sunak unveiled his £30bn ‘mini’ Summer Budget as phase two of his Covid-19 response, consisting of a series of rescue measures to combat the effects of the pandemic. “Eat out to help out” As part of the stimulus package, Sunak stated that everyone in Britain will be given half-price discounts on
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