imperial Chartered wealth preservation strategies

Workplace Pensions

Get the most from your workplace pensions through retirement planning & wealth preservation strategies from Imperial Chartered Financial Advisers.

There are two types of workplace pension schemes. The type of workplace pension you have will depend on where you work. 

From 2012, the government has made some major changes to the way workplace pensions operate. Now all employers have to automatically enrol workers into a workplace pension scheme unless the worker chooses to opt-out. 

For most people, staying in a workplace pension is a good idea, particularly as your employer must contribute into it. The contribution your employer makes to your pension is part of your overall employment package. Talk to our independent financial advisers to discuss your wealth preservation strategies. 

Defined Contribution Pension

The most common type of automatically enrolled workplace pension is a defined contribution pension which is similar to a personal pension. 

There is a minimum total amount that has to be contributed by you, your employer, and the government (in the form of tax relief). As of April 2019, the minimum contributions are 5% from you and 3% from your employer. Your pension pot builds up in line with the contributions you make, investment returns and tax relief.

Book a free consultation

To find out more information or arrange to
speak to an adviser about your options

Speak to an adviser

To speak with an independent financial
adviser today

Imperial Chartered is the trading name for Imperial Wealth International Ltd. Imperial Wealth International Ltd is a registered company in England & Wales, registration number 10740028. Imperial Wealth International Ltd is authorised and regulated by the Financial Conduct Authority, registration number 823943.’

0292 166 0670

*Please Note

“The value of your investments can go down as well as up, so you could get back less than invested”, “A pension is a long term investment. The fund value may fluctuate and can go down” and “Your eventual income may depend on the size of fund when accessed, interest rates and legislation”.

“The Financial Conduct Authority do not regulate tax planning advice”.

*External Links Disclaimer 

Imperial Chartered cannot be held responsible for the content of external websites.

© 2019 Imperial Chartered. Financial Wealth Management & Retirement Planning. 
1st Floor, Suite A, Unit E, Copse Walk, Cardiff Gate Business Park CF23 8RB
Website crafted by Marzipan Media 

Imperial Chartered